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Rates

Share Certificate Rates

Effective as of February 2, 2017

*IRA Certificate Available 1 – 5 years
Rates are subject to change without notice

Member Share Rates

Effective as of April 11, 2017

Type Terms Rate Yield
Youth Shares ** *** Balances 50.00 - 999.00 0.60% 0.60%
Balances > 1,000.00 0.50% 0.50%
Money Market* Balances 500.00 - 9,999.99 0.947% 0.95%
Balances > 10,000.00 1.242% 1.25%
Holiday Club* Balances > 50.00 0.50% 0.50%
Share 01** *** Balances > 500.00 0.50% 0.50%
IRA Shares** *** Balances > 500.00 0.748% 0.754%
Share Draft/Checking** *** Balances > 1,000.00 0.25% 0.25%

*Monthly Dividends
**Quarterly dividends
***Rates are determined by the board of directors at the time dividends are paid. The rates represent the rate as of the last dividend period paid to members (historical).

Rates are subject to change without notice

Loan Rates

Term Rate
Signature Line of Credit (as low as) 9.75%****
Signature Loan (as low as) 9.25%****

**** APR = Annual Percentage Rate. Rate based on creditworthiness, amount financed and includes .25% discount for auto loan payment from LOMTO FCU checking account. Rates subject to change without notice. Contact the Credit Union office for details.