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Rates

Share Certificate Rates

Effective as of May 1, 2016

Term Rate Yield
6 Month Share Certificate* 1.10% 1.10%
1 Year Share Certificate* 1.25% 1.25%
2 Year Share Certificate* 1.44% 1.45%
3 Year Share Certificate* 1.64% 1.65%
4 Year Share Certificate* 1.84% 1.85%
5 Year Share Certificate* 2.13% 2.15%

*IRA Certificate Available 1 – 5 years
Rates are subject to change without notice

Member Share Rates

Effective as of January 1, 2017

Type Terms Rate Yield
Money Market* Balances 500.00 - 9,999.99 0.947% 0.95%
Balances > 10,000.00 1.242% 1.25%
Holiday Club* Balances > 50.00 0.50% 0.50%
Share 01** *** Balances > 500.00 0.50% 0.50%
IRA Shares** *** Balances > 500.00 0.748% 0.754%
Share Draft/Checking** *** Balances > 1,000.00 0.25% 0.25%

*Monthly Dividends
**Quarterly dividends
***Rates are determined by the board of directors at the time dividends are paid. The rates represent the rate as of the last dividend period paid to members (historical).

Rates are subject to change without notice