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Rates

Share Certificate and IRA Certificate Rates

Effective  December 12, 2018

The terms Rate and Yield refer to Annual Percentage Rate and Annual Percentage Yield (APR/APY)
Rates are subject to change without notice

Early withdrawal penalties may apply. Disclosures with details available upon request and at certificate opening.

Member Share Rates

Effective November 27, 2018

Type Terms Rate Yield Minimum Deposit
Youth Savings Balances >$50 .10% .10%
Money Market* Balances Starting at $2500 0.40% 0.40% $2500
Money Market* Balances $25,000 - $49,999 0.60% 0.60% $2500
Money Market* Balances $50,000 - $99,999 1.00% 1.00% $2500
Money Market* Balances $100,000 - $249,999 1.49% 1.50% $2500
Money Market* Balances $250,000 - $499,999 1.59% 1.60% $2500
Money Market* Balances $500,000+ 1.69% 1.70% $2500
Holiday Club* Balances > $50 0.10% 0.10% $0
Vacation Club* Balances > $50 0.10% 0.10% $0
Primary Share Balances > $50 0.10% 0.10% $1.00
IRA Shares Balances > $50 0.10% 0.10% $0
Share Draft/Checking Balances > $2,5000.00 0.05% 0.05% $0
Business Draft Balances > $2500 0.05% 0.05%

*Monthly Dividends
**Quarterly dividends

The terms Rate and Yield refer to Annual Percentage Rate and Annual Percentage Yield (APR/APY)
Rates are subject to change without notice

Loan Rates

Term Rate
Signature Line of Credit (as low as) 9.25% * **
Signature Loan (as low as) 10.45% * **
Auto Loans As Low As 2.65%**

* APR = Annual Percentage Rate. Rate based on creditworthiness and amount financed.

**Rates subject to change without notice. Contact the Credit Union office for details.

Jumbo Certificates

Term Minimum Balance Rate Yield
1 Month* $100,000 0.30% 0.30%
2 Month* $100,000 0.30% 0.30%
3 Month* $100,000 0.40% 0.40%
6 Month* $100,000 1.00% 1.00%
12 Month* $100,000 2.08% 2.10%

All rates and terms are subject to change without notice.
* APY: Annual Percentage Yield
** A penalty may be imposed for early withdrawals.