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Rates

Share Certificate Rates

Effective as of September 29, 2017

*IRA Certificate Available 1 – 5 years

The terms Rate and Yield refer to Annual Percentage Rate and Annual Percentage Yield (APR/APY)
Rates are subject to change without notice

Early withdrawal penalties may apply. Disclosures with details available upon request and at certificate opening.

Member Share Rates

Effective as of October 6, 2017

Type Terms Rate Yield
Youth Shares ** *** Balances >50.00 0.13% 0.13%
Money Market* Balances 500.00 - 9,999.99 0.19% 0.19%
Balances > 10,000.00 0.27% 0.27%
Holiday Club* Balances > 50.00 0.13% 0.13%
Share 01** *** Balances > 500.00 0.14% 0.14%
IRA Shares** *** Balances > 500.00 0.34% 0.34%
Share Draft/Checking** *** Balances > 1,000.00 0.10% 0.10%

*Monthly Dividends
**Quarterly dividends

The terms Rate and Yield refer to Annual Percentage Rate and Annual Percentage Yield (APR/APY)
***Rates are determined by the board of directors at the time dividends are paid. The rates represent the rate as of the last dividend period paid to members (historical).

Rates are subject to change without notice

Loan Rates

Term Rate
Signature Line of Credit (as low as) 9.75%****
Signature Loan (as low as) 9.25%****
Auto Loans As Low As 1.80%****

**** APR = Annual Percentage Rate. Rate based on creditworthiness, amount financed and includes .25% discount for auto loan payment from LOMTO FCU checking account. Rates subject to change without notice. Contact the Credit Union office for details.